See the table below to better understand how these fees are applied. PayPal also charges a 4.5% fee for conversion service, so it’s important to factor this cost in as well to any currency conversion you do. PayPal’s currency conversion fee to US or Canadian dollars is 3.5%, but is 4% for other currencies. PayPal’s International Currency Conversion FeeĪdditionally, if the sender needs to convert to a different currency before sending, the currency conversion fee is 4.5% or a different percentage amount if disclosed to you during the transaction.
Paypal fees send money to friend plus#
If the transfer is funded by a credit card, debit card, or PayPal credit, a funding fee of 2.9% plus a fixed fee (based on the currency used) is also applied. This assumes the transfer is funded by a PayPal balance. When sending money directly to another PayPal account, PayPal charges 5% of the transaction with a minimum fee of $0.99 and a maximum fee of $4.99. PayPal offers two different payment methods for international money transfers and each has its own fee structure.
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